Life Insurance

Life insurance is a common component of estate plans. It can provide tax-free cash when it is needed the most. A good life insurance program does more than just replace the loss of income when you die. It should also provide money to cover the new costs that arise after your death. It can be used to provide:

• the cash to pay for funeral and last expenses
• the capital to create a trust for loved ones
• cash as an inheritance
• cash for children's education
• a donation to charity
• cash to pay the tax liability on a RRIF upon the last death
• cash to pay the tax liability on investments
• cash to fund a buy sell agreement
• equalization benefits for estate distribution
• Key Person coverage to protect your business

Inadequate life insurance coverage can have devastating consequences for a family or a business that can last for years. 

OR ROLE:

We are experienced in dealing with the various aspects of underwriting life insurance. Our role is to find the best value for you as a consumer and help you understand what to expect so there will be no surprises.

COMMENT jan 2007 Insurance Trusts (PDF Format)



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