For Professionals

Services

D.H. Roberts Financial Group Inc. works with professionals and business owners to promote financial security and freedom. Our services are designed to support those who want to build a smart, secure, thoughtful future.

Wealth Management

D.H. Roberts Financial Group Inc. works with individuals and families to create customized wealth management strategies. We understand that financial prosperity is not only the result of what you earn, it’s also the result of what you keep. Our goal is to work with clients to create an efficient and astute wealth management plan that includes the following:

A diverse and professionally managed portfolio
Effective yields
Assessment and management of risk
Efficiencies in estate and succession planning

Financial Planning

Financial planning balances the needs of today with the goals of tomorrow. Finding that balance is a core strength of D.H. Roberts Financial Group Inc. Regardless of where you are in your career or work life, we will help you:

Define retirement goals, including your desired age for leaving the workforce
Assess current financial status and future income potential
Secure the right investments while weighing personal goals and stage of life
Assist with estate and trust needs
Design the right financial future
Transfer wealth among generations as efficiently as possible
Maximize yield

Estate Planning

Estate planning is a proactive measure that considers all assets accrued during your lifetime. Examples include, investments, property, and pension funds. We work with our clients to ensure estates are well planned, coordinated, and that its value is maximized through reduced taxes and other expenses.

We will also work with you to ensure that the assets of your estate are divided according to your wishes in the event of your passing. This type of planning will save your loved ones a great deal of stress and allow them to reap the benefit of all that you have worked so hard to achieve.

Life Insurance Planning

Insurance needs vary throughout our lifetime. However, like financial planning and estate planning, the key is to identify proactive solutions to ensure you, your family, and your investments are protected. D.H. Roberts Financial Group Inc. has a comprehensive selection of insurance products to meet your needs. We can help you assess those products based on your financial and personal situation. Our goal is to assist you:

Evaluate your financial and personal needs
Protect yourself, your investments and your family
Breathe easier knowing your needs will be met should an unplanned and unwanted event occur

Disability and Critical Illness

Critical illness insurance may provide you with a source of funds at a critical time in your life. Let’s talk about how a critical illness or condition could affect your family or business, and how you can include critical illness insurance in your financial security plan.

Critical Illness Insurance

Critical illness can give you a tax-free payment if you’re diagnosed with a serious condition. Your contract will define which conditions
you’re covered for, but some examples include cancer, heart attack or stroke.

Are you prepared? - Critical Uncovered

Canada Life: Insurance, Investments, & Retirement

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Manulife One Mortgage

If you’d like the flexibility to tap into your equity when you need it, adjust your payments with life’s ups and downs, and the chance to save thousands in interest, you’ve come to the right place! Wait till you see what a Manulife One mortgage can do for you!

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I’ve been dealing with D H Roberts Financial Group for over 10 years for all of my personal insurance needs. I have always found Dave Roberts to be honest and straightforward. The level of service and professionalism I’ve received from Dave has been fantastic. I’ve purchased several insurance products from D H Roberts Financial Group over the years and I have always felt confident that I was making a wise investment. I would not hesitate to recommend Dave to anyone considering buying life, disability or critical illness insurance.

David Pangman

VP, Municipal Group of Compamies

We moved to Halifax two years ago upon retirement and, after a year of meeting with Dave Roberts, we decided to take his advice and move our investments (our only source of retirement income, apart from CPP and OAS) from a major financial institution to be managed by the DH Roberts Financial Group. We find Dave and his partners to be reliable, professional and knowledgeable.

Dave met with us and formulated a very comprehensive financial plan for our retirement, taking into account ways to get the best growth out of our investments and also to minimize our income tax by using various sources of income such as segregated funds, RRIFs and tax free savings. He pays attention to detail and has a very tailored personalized approach. Dave meets with us regularly to update us on what is happening with the financial markets and whether funds should be moved to get a better yield.

He has also helped us sort our problems with our life and medical insurances and has become our go-to guy for any financial questions we have. He has been very helpful and available. What struck us in particular was his utmost professionalism, attention to detail and tailored very personal approach. We have no hesitation in recommending the DH Roberts Financial Group.

Dorothy and Peter Thorpe

Fall River, NS

Apart from Dave’s ability to generate retirement plans and strategies which he is very good at, perhaps his greatest strength is his ability to listen and his desire to help. Good listeners like Dave know what questions to ask because they listen to what the client has told them before they ask the questions. This enables Dave to craft retirement and investment strategies that fit the specific client and his or her circumstances. The end result is a tailor-made strategy that the client can associate with and they can understand. If this is important to you then I recommend that your contact Dave for a consultation.

Miles Sweeney

CPA, CA, Miles T Sweeney Limited Chartered Accountants

We would like to take this opportunity to thank you for your professional assistance in helping us to choose a life insurance/retirement package that fits our needs and lifestyle.

You initially met with us to get a feel for what we expected from our life insurance, and thoroughly reviewed the packages we had in place. Not only did you come back to us with an excellent presentation, but you were willing to give your time to ensure we understood where we were at, other packages available, and where we would end up.

We were impressed with your excellent product knowledge and thoroughness and appreciated that you carried through and took the time to follow up to ensure we were pleased.

We do not like dealing with aggressive sales people, but you were never pushy or aggressive. So, we would like to say thanks for the great service; it was an absolute pleasure.

Alan & Colleen Hartling

Halifax, NS

Apart from Dave’s ability to generate retirement plans and strategies which he is very good at, perhaps his greatest strength is his ability to listen and his desire to help. Good listeners like Dave know what questions to ask because they listen to what the client has told them before they ask the questions. This enables Dave to craft retirement and investment strategies that fit the specific client and his or her circumstances. The end result is a tailor-made strategy that the client can associate with and they can understand. If this is important to you then I recommend that your contact Dave for a consultation.

Miles Sweeney

CPA, CA

Our family immigrated from South-Africa to work and live in Canada. I worked as a family Doctor in Newfoundland and decided I needed an income protector plan in case I got disabled for whatever reason. I was very healthy and never missed a day from work in 3 years. Because of my busy schedule, it took 3 years to finally convince me to take out the income protector plan.

The final paperwork was done and one year later I was diagnosed with a late stage bone cancer. After chemotherapy, several surgeries and radiotherapy, I was deemed permanently disabled to work. My current disability insurance paid barely 66 % of my prior salary, so needless to say, this placed us in a terrible financial state.

Fortunately the income protector plan started paying out monthly, the same amount I was earning prior to my diagnosis. This is a non taxable amount and with it we can continue our standard of living as before. The income protector plan is also coupled with inflation so the payment amount increases.

The message here is that nobody is healthy enough to say they do not need an income protector plan like the one that was suggested to us. Thank you so much!

Dr. Eugene van Onselen

Coe Hill, Mtb

After living away for many years, I knew it was important to purchase health insurance for all those extras that can happen – despite our medical coverage here in Canada. I am so thankful for your sincere input, as merely 16 days after I signed the paperwork my oldest daughter sustained a blow to her head in a fluke accident. Thankfully, she did not have a brain injury. She had extensive lacerations inside her mouth, and multiple permanent teeth severely cracked and dislodged. There is no doubt she will live with the consequences of this injury for the rest of her life.

It is now 2 years later, and she is still required to see 3 different doctors, including regular visits to the IWK. I wanted to send a note of thanks to you because the health insurance has been wonderful…. they took the details of the accident and there hasn’t been a question since then. They have even sent a letter stating she will be looked after in future years in regards to this accident. Dave, if it were not for your services, our family would have endured unlimited medical bills that I don’t even like to think of!

Jocelyn Jones

Nova Scotia

We have found the D H Roberts Financial Group to be reliable for both personal and corporate insurance planning over the past 15 plus years. Working with Dave and has been refreshing because we have found him to be knowledgeable, trustworthy and resourceful in all aspects of benefits, pensions and corporate insurance planning. We would be happy to recommend D H Roberts Financial group for any Insurance related work.

Sean O’Connor

CEO, Vista Care

For Professionals

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